U.S. retailers can take control of finances in 2025 through smart cash flow management, by merging real-time bookkeeping with POS integration, forecasting, and inventory discipline. It outlines strategies — from automating accounts receivable/payable to building rolling 12-month forecasts and separating business and personal funds — to ensure consistent liquidity, avoid stock crunches or overstocking, and prepare for seasonal demand spikes. The result: stable operations, smoother supplier payments, and smarter reinvestment.