Use the Personal Loan Eligibility Calculator to check if you qualify for a loan. Just enter your monthly income, existing EMIs, and preferred loan tenure. A personal loan eligibility calculator is an online tool that helps you assess whether you qualify for a personal loan based on key factors such as your income, existing financial obligations, age, and employment type. It streamlines the loan planning process by providing a clear picture of your eligibility before you apply. IDFC FIRST Bank’s personal loan eligibility calculator delivers instant and accurate results, helping you make informed financial decisions with confidence.