IDFC FIRST Bank offers competitive interest rates on used car loan with flexible repayment options. Apply now for a hassle-free pre-owned car loan and drive home your dream car! With IDFC FIRST Bank pre-owned car loan, we give you the best interest rates on pre-owned car loans . Get Interest rates as low as 11.99%(repurchase) & 13.99%(refinance). Apply for pre-owned car loan online with us and avail instant sanction with minimal documentation. You can also avail loan up-to 200% LTV of your asset value with our Car N Cash scheme.